• Fiduciary Education And Training

    Retirement Plans require prudent governance. That’s why plan sponsors and fiduciaries have a responsibility to become educated about what they have to do in order to properly administer their company retirement plan to a fiduciary standard of care. Plan sponsors and fiduciaries also have to keep abreast of any new rules and regulations that may impact the way they execute their roles.

    We understand that plan sponsors have varying levels of understanding about their roles and responsibilities. We also understand that it can be extremely difficult for plan sponsors to stay on top of all the changes the IRS, the DOL, Congress and the Courts regularly impose on retirement plans and their fiduciaries.

    That’s why we developed our Fiduciary Fitness ProgramTM.

    Our Fiduciary Fitness ProgramTM provides a comprehensive, holistic approach to fiduciary best practices. Our curriculum consists of twenty-one courses, divided into six major categories:


    Fiduciary Basics:

    • Who is a Fiduciary?
    • What Are Your Fiduciary Responsibilities?
    • What Are Your Fiduciary Liabilities?
    • How to Maintain Your Fiduciary File

    Setting Up & Maintaining Your Plan:

    • How to Select and Monitor Service Providers
    • Understanding Fees & Expenses
    • Setting Up & Maintaining Your Plan

    Plan Investments:

    • How to Select and Monitor Investments
    • Investing in Employer Securities & Real Property
    • Target Date Fund Selection Strategy & Process


    • Your Participant Experience

    Plan Compliance and Regulation:

    • ERISA 404(a) and 404(c) Compliance Overview
    • Understanding 408(b)(2) Regulations
    • Understanding 404(a)(5) Regulations
    • Understanding Control Groups
    • How to Deal with Mergers & Acquisitions
    • Claims and Appeals Procedures
    • Exclusion of Employees from Making Elective Contributions
    • Defense of Marriage Act (DOMA)

    Managing Risk:

    • Strategies to Minimize Risk
    • Understanding and Managing Prohibited Transactions

    Please Send or Email Me More Information About Fiduciary Education And Training

Access to this website is provided by Gateway Advisory, LLC (“Gateway” or the “Firm”) for informational purposes only and comes without any warranties, express or implied, with regard to the accuracy, completeness or timeliness of any content contained herein or contained on any third party website linked to from this website.

All investment advisory services are offered through Gateway, a federally registered investment adviser that maintains a principal office in the State of New Jersey. Investing involves risk and past performance may not be indicative of future results. Any reference to or use of the terms “registered investment adviser” or “registered,” does not imply that Gateway or any person associated with the Firm has achieved a certain level of skill or training. Gateway and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which the Firm maintains clients. Gateway may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. Gateway’s website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. No portion of any statement is to be construed as an offer or solicitation to buy or sell a security, or the provision of personalized investment, tax or legal advice. Any subsequent, direct communication by Gateway with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For additional information about Gateway, please consult the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov, which contains the most recent versions of the Firm’s Form ADV disclosure documents.

These materials have been independently produced by Gateway Advisory LLC. Gateway Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (Schwab). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Gateway Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.